Personal finance is one of those things that has a direct impact on your life. If you don’t watch every penny and dollar, the likelihood of your finances getting out of control is real. For that reason, you’re going to need finance tracking apps to help you keep track of your money.
If you’re worried that staying one step ahead of your finances requires you to be a computer whiz, don’t be. If you can use Facebook, you can use these finance tracking apps and tools.
Ready to use the power of your smartphone to help you keep track of your finances? Let’s do this.
Table of Contents
14 best personal finance tracking apps
1. Acorns
Acorns is a straightforward and easy-to-use app that allows you to start investing. All you have to do is set up a free account with Acorns and link your bank account. Once linked, the app automatically invests small change from every purchase into your investment portfolio.
It is one of the easiest and simplest ways to start investing. It allows you to start small, even with just $5, and increase your savings over time.
The best part about Acorns is that it is easy to use, and anyone can start investing using the app.
2. Stash
Stash is an online money manager. It allows you to view your bank account from any device and has tools that help you track your spending habits.
The app also provides you with all your saving and investing options. For example, it allows you to choose how much you want to save, when you want to save it and how much the money should be invested.
Stash also allows you to set goals and receives automated notifications on how much your money is growing each month.
3. Mint
Mint is considered to be one of the top finance tracking apps for managing your finances and money, according to CNN. The app is free and tracks your spending habits using its tool, Mint Card. It tracks your balance, income, credit card details, and expenses.
It also provides you with an easy way to connect your credit cards and bank accounts. It then takes all transactions, shows where every dollar has been spent, and allows you to categorize them accordingly so that there are no surprises when it comes to your balance.
4. Personal Capital
Personal Capital is one of the best money management and finance tracking apps. It allows you to manage all your financial accounts in one place. It shows you how much everything is worth and how it’s growing. It also shows you how much you are earning and spending and categorizes your expenses as necessary.
Personal Capital also has a retirement analyzer that allows you to see how well your savings are doing when it comes to your retirement. It also includes a debt analyzer that lets you know how you are paying off your credit cards and loans.
It is ideal for people who want an easy-to-use tool that they can use to manage their entire financial life in one place.
5. Gnucash
Gnucash is another excellent money management tool designed for people with more complicated budgets and investment portfolios.
It allows you to create budgets for all your spending categories, including investment details. The tool also helps you to keep track of your expenses and income. It also has features that calculate how much tax you need to pay and helps you manage your investments.
It is ideal for people who don’t want to use an online money manager but still want to track their spending habits. It is also great for people who want a more in-depth look at their finances.
6. Quicken
Quicken is one of the most popular apps for tracking your finances. It is software that can be used on your computer, tablet, or smartphone. It allows you to store all your financial accounts and keep track of everything from there.
The Quicken app is also great because it allows you to set up automatic transfers between savings, checking, and investment accounts. It also allows you to organize your bills easily and track your spending habits.
The best thing about Quicken is that it is incredibly user-friendly and easy to use. It allows you to track your finances and manage them easily without having to be a computer geek.
7. PocketGuard
PocketGuard is an app that helps you manage your finances while you are on the go. When synced with your bank accounts, the app will show you what you’re spending money on. It then syncs with your calendar and alerts you of upcoming due dates, and helps you keep track of bills.
PocketGuard also allows you to set up a savings account and invest on the go. You can also easily categorize your spending habits, allowing you to see what areas need improvement.
The best part about PocketGuard is the app’s security. It is 100% secure and encrypted and also has a password protection system for extra security.
8. YNAB
You Need A Budget is a budgeting and finance tracking app that can be used on your PC, tablet, or smartphone. It is specially designed for people with a relatively tight budget.
It allows you to categorize all your expenses, set up a budget for every category, and then keep track of where your money goes.
The app helps you see if you are spending too much money in specific categories and if your income is not enough. It shows you where you can cut costs and provides recommendations about which areas need improvement.
YNAB also allows you to set up savings goals, giving you a clear goal in mind about how much you want to save.
9. Mvelopes
Mvelopes is a budgeting tool that allows you to categorize your expenses easily. The app will enable you to organize your expenses into different categories, including savings and checking.
It also allows you to set payment reminders for bills and track how much you are saving. It is ideal for people who want to track their spending habits and see where they can cut expenses.
Mvelopes is an excellent tool for people who want to be more productive with their finances, especially when staying within a budget.
10. Wismo
Wismo is a money management tool that allows you to track your money, spending habits, and investment details in one place. Wismo (What I Spend Money On) is an excellent tool for those who want an easy-to-use tool when it comes to managing your finances.
It allows you to manage your investment details, budget, and expenses in one place. It also keeps track of your income and expenses, allowing you to see where you can save money.
The best part about Wismo is that everything is easily accessible. You just have to type in how much you spent and automatically calculate the total amount.
12. Money Patrol
Money Patrol is one of the best money management tools out there. The app allows you to create budgets for all your spending categories. It then tracks your expenses and income to ensure that you are staying within your budget and not going over it.
It allows you to set up transactions in one place and view all the information from there. It also shows you a history of how you have spent your money and how much interest you’ve paid.
Money Patrol allows you to set up goals and create a budget to manage your finances efficiently.
13. Unifimoney
Unifimoney is an app that helps with finance tracking and provides a clear view of how much money you have.
The app provides you with all information regarding your budget, including expenses and income, including details such as mortgage, investments, and property details. The app also gives you recommendations for how to optimize your spendings and helps you keep track of your spending habits.
Unifimoney also has a money management tool that shows you all your expenses in real-time, allowing you to know exactly where your money goes.
14. Charlie
Charlie monitors your spending habits and allows you to set budgets for your expenses. It also helps you stick to your budget by showing you what is left in your account at any given time.
It takes the hassle out of managing money. All you have to do is set up a bank account and link it to your Charlie account. Once linked, Charlie automatically tracks your spending and expenses.
Charlie tracks your spending habits and helps you stay within your budget. It is one of the best money management tools to manage all your finances in one place.
Conclusion
Money management can be a difficult task. You have to find a way to keep track of your expenses and income while also paying your debts and saving for the future.
But with these finance tracking apps, you don’t have to worry about money management anymore. These tools will help you keep track of everything and make sure you stay within your budget.
